MALAYSIA’S FIRST CHOICE FOR BUSINESS FINANCING
Struggling with cash flow or expansion costs?
Apply now for personalized funding made for your business.
Why Choose Us
Tailored
Personalized financing service according to different business needs.
Fast Approval
Basic requirement of documents and registration of SSM over 1 year.
Transparent
We do not charge for any additional charges for financing applications or crazily high interest.
No Guarantor
We do not require any guarantor for the applications approval.
Interested in learning more?
Connect us for further information!
Our Business Financing Cover:
Flexible financing options designed specifically for SMEs to support growth and operational needs.
Retail
Boost inventory, expand outlets, or manage daily operations with flexible working capital.
Manufacturing
Finance raw materials, machinery, or bulk orders without disrupting production.
About Us
UniCapital is a KPKT-certified business financing partner, dedicated to helping companies (SMEs) overcome cash flow challenges and achieve sustainable growth. With over a decade of industry experience and more than 1,500 satisfied clients, we deliver trusted, end-to-end financing solutions tailored for Malaysian businesses.
We prioritize understanding each customer’s needs, delivering personalized financial solutions. We are also committed to fairness and complete transparency.
Entrust your financial challenges to us, and we will help you overcome them with ease.
Core Value
Understanding
We prioritize understanding the unique needs of each client, offering personalized financial solutions that truly make a difference.
Neutrality
We maintain impartiality and fairness in all our dealings, ensuring that every client is treated with respect and integrity.
Integrity
We uphold the highest standards of honesty and transparency, building trust with our clients through ethical practices.
Mission
Delivering tailored financing solutions to help businesses grow. Creating real value for companies through smart, strategic funding.
Vision
To become the leading financial institution in Malaysia.
Testimonials
UniCapital gave me the breathing room I needed to restock inventory and expand. It really made a difference!
Alex Teoh
Cash flow was tight, and UniCapital stepped in just in time. The process was smooth, and the support was excellent.
Nurul Aina
Thanks to UniCapital, I managed to upgrade my fleet without putting pressure on my cash flow.
Raymond Goh
Their team understood my challenges and offered a financing plan that fit perfectly with my production cycle.
Michelle Liew
My application was approved in just 3 days! Fast, reliable, and transparent — exactly what my business needed.
Faizal Rahman
Application Process
Get your application approved with simple steps
Free Consultation
Click WhatsApp for free consultation.
Submission
Complete your basic application details and submit the documents.
Verification
Attend an interview once your application is shortlisted.
Approval
Once approved, the financing amount will be given within 3 days
Our Charity Event
UniCapital is committed to giving back, regularly participating in charity events to support and uplift communities in need.
Let Players Use Virtual Cards With Built-In Rules.
Encourage foster purchasing by allowing each employee to buy personal items through a company-issued credit card in an efficient, secure manner.
Easily To Control Your Billing & Invoicing
What our users are saying about Vault Bank
Testimonial from our beloved users